Enforcement: May 2027

PDPO 2025 Data Protection Compliance.

Bangladesh's first comprehensive data protection law. Data localization is mandatory -- personal data must stay in Bangladesh. Penalties reach 1-5% of annual turnover. Unlike bank regulations, PDPO applies to ALL organizations processing personal data. KaritKarma provides the complete compliance stack.

ALL
Organizations
1-5%
Turnover penalty
72hr
Breach notification
7/7
Requirements met
What is it

Personal Data Protection Ordinance (PDPO) 2025

The PDPO 2025 is Bangladesh's first comprehensive data protection legislation, modeled after the EU GDPR. It establishes legal requirements for how organizations collect, process, store, and transfer personal data of Bangladesh citizens.

Unlike Bangladesh Bank regulations that apply only to financial institutions, PDPO applies to every organization -- banks, telecoms, e-commerce platforms, healthcare providers, educational institutions, government agencies, and any business that collects customer data.

The most impactful provision is mandatory data localization: personal data of Bangladesh citizens must be stored within Bangladesh. This will force many organizations to migrate data from international cloud providers to domestic infrastructure.

Legislation
PDPO Act, 2025
Scope
ALL organizations
Enforcement
May 2027
Scope

PDPO applies to ALL organizations. Not just banks.

The broadest regulatory mandate in Bangladesh history. Any organization processing personal data of Bangladesh citizens must comply.

Banks & Financial Institutions

Already subject to BB regulations, but PDPO adds data localization, consent management, and right-to-erasure requirements.

Telecommunications

Telcos hold massive volumes of personal data -- call records, location data, subscriber information. PDPO requires explicit consent and localization.

E-Commerce & Retail

Customer databases, purchase history, delivery addresses, payment information. Every e-commerce platform must comply.

Healthcare

Patient records, medical history, biometric data. Healthcare providers face the highest sensitivity classification under PDPO.

Technology Companies

SaaS providers, cloud services, app developers processing user data. Must demonstrate data localization compliance.

Government Agencies

National ID, tax records, land registry. Government must comply with the same PDPO standards as private sector.

Requirements mapping

Every PDPO requirement. Mapped to a working product.

Data Collection & Consent

Explicit, informed consent before processing personal data. Purpose limitation. Data minimization.

Wenme

Consent capture at authentication. Purpose-bound tokens. Granular consent management via OAuth 2.1 scopes.

Access Authorization

Authorized personnel only. Role-based access. Audit trail of all data access.

Darwan

42-endpoint RBAC + ABAC. Separation of duties. Time-bound access. Complete audit trail.

Data Localization

Personal data must be stored within Bangladesh. No unauthorized cross-border transfer.

Professional Vault + Infrastructure

Tier-3 DC in Dhaka. APNIC member AS 64005. Own hardware. All data stays in Bangladesh.

Encrypted Storage

Personal data must be encrypted at rest and in transit. Access logging mandatory.

Professional Vault

AES-256 encryption at rest. TLS 1.3 in transit. Immutable access logs. DAM with AI search.

Breach Notification

Report data breaches to DPA within 72 hours. Notify affected individuals.

Aegis + BitsPath

Automated breach detection (Aegis). Multi-channel notification -- Email, SMS, WhatsApp (BitsPath).

Right to Erasure

Individuals can request deletion of their personal data. Verifiable erasure.

Wenme + Professional Vault

Identity-verified erasure requests via Wenme. Cryptographic deletion in Professional Vault.

Data Protection Officer

Appoint DPO. Maintain processing records. Conduct impact assessments.

LoneSock Consultancy

DPO advisory. DPIA frameworks. Processing activity registers. Compliance documentation.

Data localization

Personal data must stay in Bangladesh.

PDPO 2025 mandates that personal data of Bangladesh citizens be stored within Bangladesh. Organizations using international cloud providers for personal data must migrate to domestic infrastructure.

Data stored outside Bangladesh = PDPO violation
Cross-border transfers require DPA approval or explicit consent
No adequacy framework exists yet (unlike EU GDPR)
KaritKarma Tier-3 DC provides immediate data localization

Professional Vault

Encrypted Storage

Enterprise DAM with AES-256 encryption. AI-powered search, facial recognition, metadata management. Running on KaritKarma Tier-3 infrastructure in Dhaka.

AES-256
Encryption
Dhaka DC
Location
TLS 1.3
In transit
APNIC
Member
Learn more about Professional Vault
Implementation roadmap

How to achieve PDPO 2025 compliance

Six steps from data mapping to full compliance. Start now -- enforcement begins May 2027.

01

Conduct data mapping and inventory

Identify all personal data your organization collects, processes, and stores. Document data flows, storage locations, processing purposes, legal basis, and retention periods.

02

Implement consent management with Wenme

Deploy Wenme as your consent management layer. OAuth 2.1 scopes map to data processing purposes. Consent is captured at authentication, stored immutably, and can be withdrawn by the data subject.

03

Deploy access control with Darwan

Implement Darwan for role-based access to personal data. 42 API endpoints enforce who can access which personal data, for what purpose, and for how long. Complete audit trail.

04

Establish data localization with Professional Vault

Migrate personal data to Professional Vault running on KaritKarma Tier-3 infrastructure in Dhaka. AES-256 encryption at rest, TLS 1.3 in transit. All data stays within Bangladesh.

05

Configure breach detection and notification

Deploy Aegis for automated data breach detection with BitsPath for 72-hour notification. Configure alerts via Email, SMS, WhatsApp to Data Protection Authority and affected individuals.

06

Appoint DPO and establish governance

Appoint a Data Protection Officer. Establish DPIA processes, maintain records of processing activities, and create data subject rights request workflows. LoneSock Consultancy provides advisory.

Frequently asked questions

PDPO 2025 compliance questions

What is the PDPO 2025 (Personal Data Protection Ordinance)?
The PDPO 2025 is Bangladesh's first comprehensive data protection law. Modeled after the EU GDPR, it establishes legal requirements for collecting, processing, storing, and transferring personal data of Bangladesh citizens. Key provisions include: mandatory data localization, explicit consent requirements, right to access/correction/erasure, 72-hour breach notification, appointment of Data Protection Officers, and cross-border transfer restrictions. Enforcement is expected to begin May 2027.
Who must comply with PDPO 2025?
Unlike Bangladesh Bank regulations that target financial institutions, PDPO 2025 applies to ALL organizations -- public and private -- that process personal data of Bangladesh citizens. This includes: banks, telecommunications companies, e-commerce platforms, social media companies, healthcare providers, educational institutions, government agencies, technology companies, and any business collecting customer data.
What are the penalties for PDPO 2025 non-compliance?
PDPO 2025 imposes significant financial penalties: (1) 1-5% of annual turnover for major violations; (2) Fixed monetary penalties for administrative non-compliance; (3) Criminal penalties for intentional misuse of personal data; (4) Compensation to affected individuals. For a bank with BDT 1,000 crore annual revenue, a 5% penalty equals BDT 50 crore.
What is the data localization requirement under PDPO?
PDPO 2025 mandates that personal data of Bangladesh citizens must be stored within Bangladesh. Organizations cannot store personal data on servers located outside Bangladesh without explicit exemption. Cross-border transfers require DPA approval or explicit consent. KaritKarma operates a Tier-3 data center in Dhaka as an APNIC member, ensuring all data remains within Bangladesh.
How does PDPO 2025 compare to GDPR?
PDPO is modeled after EU GDPR with Bangladesh-specific modifications: (1) Both require explicit consent; (2) Both provide right to access/correction/erasure; (3) Both require 72-hour breach notification; (4) PDPO adds mandatory data localization (GDPR does not); (5) PDPO penalties are 1-5% turnover (GDPR up to 4%); (6) Both restrict cross-border transfers without adequacy.
When does PDPO 2025 enforcement begin?
PDPO 2025 was enacted in 2025 with a transitional period. Enforcement is expected to begin in May 2027, giving organizations approximately 13 months from April 2026 to prepare. Organizations should begin compliance efforts immediately, as implementing data localization, consent management, and access control requires significant planning.
বাংলায় সারসংক্ষেপ

ব্যক্তিগত তথ্য সুরক্ষা অধ্যাদেশ (পিডিপিও) ২০২৫

পিডিপিও ২০২৫ হলো বাংলাদেশের প্রথম ব্যাপক তথ্য সুরক্ষা আইন। এই আইন অনুযায়ী, বাংলাদেশের নাগরিকদের ব্যক্তিগত তথ্য বাংলাদেশের মধ্যে সংরক্ষণ করতে হবে। তথ্য সংগ্রহের আগে সুস্পষ্ট সম্মতি নিতে হবে।

জরিমানা: বার্ষিক টার্নওভারের ১-৫%। প্রযোজ্যতা: শুধু ব্যাংক নয় -- সকল প্রতিষ্ঠান।

~13 months to enforcement

PDPO applies to your organization. Start compliance now.

Data localization alone requires infrastructure migration. Consent management, access control, and breach notification require technology deployment. 13 months is not as long as it sounds.