Bangladesh Bank Compliance Solutions.
Sorted by urgency. Criminal penalties first.
Bangla QR -- June 30, 2026
82 daysCriminal penalties: BDT 30 lakh fine + up to 3 years imprisonment. All proprietary QR codes must be replaced.
Cyber Security Framework -- December 31, 2026
266 days7-pillar framework. MFA mandatory. SIEM required. 72-hour incident reporting. 89% of banks are NOT AI-ready.
BB Partner Network -- December 31, 2026
266 daysBRPD-2 No-01. Secure extranet for all external partners. 61 banks, 100+ organizations. OAuth 2.1, RBAC, VPN, audit trails.
PDPO Data Protection -- May 2027
~395 daysBangladesh's first data protection law. 1-5% annual turnover penalties. Applies to ALL organizations, not just financial.
Every regulation. Mapped to working products.
Each Bangladesh Bank circular maps directly to KaritKarma products. No custom development needed. Deploy in days, not months.
Bangla QR
Mandatory QR Code Adoption
Remove all proprietary QR codes. Adopt unified Bangla QR standard. Criminal penalties for non-compliance under the Payment Systems Act.
Cyber Security Framework
BB CSF v1.0 (2026)
7-pillar cybersecurity framework mandating MFA, access control, SIEM, incident reporting, and AI-ready security posture for all financial institutions.
BB Partner Network
BRPD-2 No-01 (2026)
Secure centralized extranet for all external partners. OAuth 2.1 authentication, RBAC authorization, encrypted VPN, audit trails, fraud monitoring.
PDPO 2025
Personal Data Protection
Bangladesh's first comprehensive data protection law. Data localization, consent management, breach notification, right to erasure. Applies to ALL organizations.
ICT Security v4.0
Bangladesh Bank Guideline
Updated ICT security guidelines covering access management, network security, application security, and incident management for all banks.
AML/CFT
Anti-Money Laundering
Know Your Customer, transaction monitoring, suspicious transaction reporting, and sanctions screening requirements under BFIU directives.
Pre-configured stacks. Immediate compliance.
Instead of assembling point solutions, deploy a pre-integrated compliance stack. Each product is already connected to the others.
BB Compliance Suite
Core compliance stack covering authentication, authorization, and fraud detection. Meets Partner Network, Cyber Security Framework, and ICT Security requirements.
OAuth 2.1 + PKCE, WebAuthn/FIDO2, passwordless
42 endpoints, RBAC + ABAC, SoD, audit trails
3-layer AI cascade, 80+ rules, sub-50ms scoring
Digital Bank Stack
Full technology stack for banks undertaking digital transformation while meeting all regulatory requirements simultaneously.
Authentication, authorization, fraud detection
72-hour incident reporting, customer notifications
Bangla QR, domestic switching, payment processing
Encrypted storage, data localization, PDPO compliance
Data sovereignty is not optional.
PDPO 2025 mandates data localization. Bangladesh Bank requires domestic data processing. KaritKarma operates a Tier-3 data center as an APNIC member -- all compliance data stays in Bangladesh on hardware we physically own.
Data stays in Bangladesh
Authentication logs, authorization decisions, audit trails, fraud detection data, and customer PII -- all stored in Bangladesh on KaritKarma-owned infrastructure. Meets both PDPO 2025 data localization and Bangladesh Bank data sovereignty requirements.
Bangladesh Bank compliance questions
What Bangladesh Bank compliance deadlines are coming in 2026-2027?
How can KaritKarma help with Bangladesh Bank regulatory compliance?
What are the penalties for non-compliance with Bangladesh Bank regulations?
Which organizations need to comply with Bangladesh Bank regulations?
3 deadlines in 2026. Are you ready?
Bangla QR criminal penalties start June 30. Cyber Security Framework and Partner Network deadlines follow December 31. KaritKarma's compliance team is ready to assess your gaps and deliver solutions.