Wenme
Passwordless Identity
100% passwordless identity. OAuth 2.1 + OIDC with WebAuthn/FIDO2 passkeys, cross-device QR, TOTP, and magic links. SAML 2.0 IdP, LDAP/AD sync, SCIM 2.0 provisioning. Live at wenme.net.
The KaritKarma platform.
20 production products on a shared core: Wenme for identity, Darwan for authorization, BitsPath for communications, Foveio for asset storage, Loom for content. Catalog products inherit the core by default, which is why regulator-exposed primitives are consistent across the catalog.
Definition
What is the KaritKarma platform?
The KaritKarma platform is the production catalog of 20 products built and operated by KaritKarma Limited. They sit in five groups: Infrastructure, Networks and Marketplaces, Fintech, ERP, and Enterprise and Media.
Catalog products inherit the same shared core (identity via Wenme, authorization via Darwan, communications via BitsPath, asset storage via Foveio, content via Loom) so that compliance posture is set once, at the platform layer, not re-implemented per product. The three compliance-bet products (Wenme, Darwan, Aegis) are mapped clause by clause to the 19 Bangladesh Bank regulatory frameworks banks must comply with between 2026 and 2027.
Group 01
Infrastructure
The shared core. Identity, authorization, communications, storage, content. Every other product inherits these by default.
5 products
Darwan
Authorization Service
Centralized authorization microservice. RBAC plus deny-override ABAC policies, separation of duties, access reviews, and a SHA-256 hash-chained audit trail. Multi-tenant, with SDKs for .NET, Go, Node, and Rust.
BitsPath
Unified Communications Cloud
Unified communications cloud: Email, SMS, WhatsApp and Voice campaigns plus CRM, Journeys, omnichannel Inbox and Analytics. A pure-Rust carrier-grade softswitch and per-tenant business email in one multi-tenant platform, with the BitsPath Live root portal on the programme. BYO carrier, SMTP relay or SMPP bind.
Foveio
Digital Asset Management
Professional DAM in pure Rust. Non-destructive RAW develop in the browser on WASM/WebGPU, CLIP search across stills and video, face recognition, newsroom editorial workflow, and an embeddable CMS asset picker. Launching at foveio.com.
Loom
Headless CMS + Frontend Platform
Headless CMS and visual page builder. Studio builder with 230+ elements, Scribe headless CMS with GraphQL and REST, and multi-site management with news-portal capability.
Group 02
Networks & Marketplaces
Consumer-facing networks in the KaritKarma family. Vertical communities for readers, filmmakers, travellers, audiences, elite clubs, and acquisition deals.
6 products
Boooks
Collection Management & Social
Catalog and share books, vinyl, and CDs. Borrow and lend with reliability scores, lending circles, and lending insurance. Installable PWA with offline support, barcode scanning, and passwordless sign-in.
- Wenme
- Darwan
Kuhok
Film Industry Network
Professional network and production platform for film and TV. IMDB-style profiles with a 4-step payment-verified credit ladder, AI production tooling, contracts, project wallets and payouts, and safety reporting.
- Wenme
- Darwan
TripStream
Collaborative Group Travel
Community-first travel platform where anyone can organize or join group trips. Collaborative planning, real-time chat, OpenRouteService routing on OpenStreetMap, expense splitting, Hold.bd escrow, a Social Kitchen home-cook vertical, an AI trip assistant, and auto photo albums. All Go, 24 production services plus 2 Rust sidecars, purpose-built for Bangladesh's group travel culture.
- Wenme
- Darwan
- BitsPath
Rating
Entertainment Ratings
Data-driven entertainment rankings and analytics for Bangladesh. Transparent VIS, CRS, and PPS scores with auditable methodology, via rating.bd and trp.bd.
- Wenme
- Darwan
- BitsPath
QRID
Club Membership & Social Network
The operating system for elite clubs. 29-module ERP, club website, member hub, members-only social network, reciprocal access between clubs, and a partner marketplace. QR/NFC plus Apple and Google Wallet membership.
- Wenme
- Darwan
- BitsPath
Exit.bd
M&A Marketplace
Closed, match-driven M&A marketplace for Bangladesh. Anonymised listings, buyer briefs with a matching engine, and progressive disclosure from teaser through NDA, deal room, and offers, with Hold.bd escrow integration for closing.
- Wenme
- Darwan
Group 03
Fintech
Bank-MFS bridges, escrow, anti-fraud, and an interbank switch. Regulated-money rails built to bank standards.
3 products
Aegis
AI Fraud Detection
Real-time AI fraud detection for banks and MFS operators. 3-layer cascade scoring, 98 rules across 16 categories, 58 SHAP-mapped reason codes, Bangladesh-specific hundi and SIM-swap intelligence. 50ms scoring budget. Private preview.
- Wenme
- Darwan
Hold.bd
Escrow Service
Bank-custodial escrow for high-value transactions. Funds sit in partner-bank trust accounts, with milestone-based releases, dual acceptance, formal dispute resolution, and broker support.
- Wenme
- Darwan
IntraPay
Sovereign Payment Network
Domestic payment switch for Bangladesh. Rust ISO 8583 switch core, Bangla QR engine, and MFS aggregation adapters with code-enforced clearing fee splits. Engineering built, PSP licensing pending.
- Wenme
- Darwan
Group 04
ERP
One stack for SMEs. Accounting, inventory, sales, procurement, HR, CRM, e-commerce.
1 product
BizRP
Business Resource Planner
Modular ERP for Bangladesh SMEs. 13 Go microservices: Accounting, Inventory, Sales, Procurement, Catalog, Customers, HRMS, CRM, E-Commerce, Billing, Support, Settings, and Gateway. BDT-native, Mushak 6.3 VAT, 16x cheaper than Dynamics 365.
- Wenme
- Darwan
- BitsPath
Group 05
Enterprise & Media
Newsroom automation, ISP operations, white-label streaming, a pure-Rust carrier PBX, and AI-native desktop publishing.
5 products
NewsForge
Autonomous Newsroom Infrastructure
All-Go newsroom platform. Clusters multi-source coverage by vector embedding, synthesizes one original article per story behind an originality guard, routes it through human editorial review, and publishes to 10 CMS and social channels.
- Wenme
- Darwan
ISPChamp
Software-Defined BNG & ISP Operations
Complete OSS/BSS with software vBNG. Replace hardware BRAS with VPP/DPDK. Multi-vendor routing (MikroTik, Cisco, Juniper, Huawei, ZTE), billing, RADIUS, OLT management, CGNAT compliance, bKash/Nagad payments. Multi-tenant SaaS for Bangladesh ISPs.
- Wenme
- Darwan
ViewCasta
Operator-Grade Streaming, Delivered as a Service
White-label VOD and CDN-as-a-Service platform purpose-built for ISPs, telcos, and operators. Pure-Rust platform with smart ABR transcoding that never upscales, AES-128 protected HLS, ISP edge servers, and subscriber-count-based operator billing. Live TV groundwork (EPG, XMLTV) in place.
- Wenme
- Darwan
- BitsPath
Pressable
Professional Layout and Publishing
Desktop publishing in the browser on a Rust + WASM typography engine. HarfRust shaping, Knuth-Plass composition, AI Document Wizard with 9 document types, IDML and DOCX import, PDF/X and PDF/A export, CRDT co-editing. First-class Bangla, Arabic, and Devanagari typography.
- Wenme
- Darwan
- BitsPath
BitsPath Voice
Pure Rust Carrier-Grade Softswitch
Pure-Rust carrier-grade multi-tenant softswitch. SIP RFC 3261 over UDP, TCP, TLS 5061 and WebSocket, every leg anchored on a B2BUA, G.711, G.722 and Opus fully transcoded, SRTP on the SIP leg and DTLS-SRTP on the browser leg. Per-call recording encrypted at rest with a per-tenant retention sweep. No unsafe code on the SIP, B2BUA or RTP path. Hosted in Bangladesh.
- Wenme
- Darwan
Frequently asked
Buyer questions.
What enterprise architects and procurement teams ask before they shortlist a product.
- What is the KaritKarma platform?
- The KaritKarma platform is the production catalog of 20 products built and operated by KaritKarma Limited. They sit in five groups: Infrastructure, Networks and Marketplaces, Fintech, ERP, and Enterprise and Media. Catalog products inherit the same shared core (identity via Wenme, authorization via Darwan, communications via BitsPath, asset storage via Foveio, content via Loom) so that compliance posture is set once, at the platform layer, not re-implemented per product.
- How many products are in the platform and how are they grouped?
- 20 production products. 5 infrastructure services (Wenme, Darwan, BitsPath, Foveio, Loom), 6 networks and marketplaces (Boooks, Kuhok, TripStream, Rating, QRID, Exit.bd), 3 fintech products (Aegis, Hold.bd, IntraPay), 1 ERP (BizRP), and 5 enterprise and media products (NewsForge, ISPChamp, ViewCasta, Pressable, BitsPath Voice).
- Which products are the compliance bet for Bangladesh Bank 2026?
- Three: Wenme for identity, Darwan for authorization, and Aegis for anti-fraud and transaction protection. They are mapped clause by clause to the 19 Bangladesh Bank regulatory frameworks banks and financial institutions must comply with between 2026 and 2027.
- How does the shared core work?
- Catalog products inherit the shared core by default: Wenme for sign-in, Darwan for authorization decisions, BitsPath for transactional comms, Foveio for asset storage, and Loom for content. A product team does not re-implement identity, role-based access, audit trails, or notification fan-out, which keeps regulator-exposed primitives consistent and lets each product focus on its domain logic.
- Can a regulated institution adopt only one product?
- Yes. The platform products (Wenme, Darwan, Aegis) deploy independently. They can run on-premises or as a dedicated tenant inside the customer's data center. Integration with existing AD/LDAP and core banking does not require a rip-and-replace.
Shared core
Identity, authorization, communications, storage, and content. Every product inherits the core.
Teams map platform capabilities to specific regulatory clauses instead of rebuilding primitives.